Ever wonder what information auto and homeowner's insurance companies have on file about you? Go to http://www.choicetrust.com and get your C.L.U.E. report for free. Short for Comprehensive Loss Underwriting Exchange, the report details information insurance companies share about you — information that can be used to set your rates. While you're at the site, take a look at all the other fee-based reports available. One report, the Home Seller's Disclosure Report, provides a history of insurance losses at a specific residence. This can be an important report for home buyers. Why? This is one way you can find out if the owner(s) of a property you're thinking of buying have made any claims for water damage, wind damage or other types of damage that you may want to know about before you buy.