Feel a little unsure about your financial situation? On Jan. 13 and Jan. 30, consumers can receive free financial advice from the Jump-Start Your Retirement Plan Days promotion offered by Kiplinger’s Personal Finance magazine and the National Association of Personal Financial Advisors. The advice is offered by fee-only planners nationwide who normally charge $150 to $300 an hour. Planners can cover issues such as investment allocation, taxes, insurance, estate planning, and saving for college and retirement. For more information, go to http://www.kiplinger.com/yourretirement/jumpstart/. The toll-free number to call on Jan. 13 and Jan. 30 is 888-919-2345. Anyone also can log on to www.kiplinger.com/links/jumpstart/ to chat with a planner online. Planners participating in the promotion are fee-only, meaning they earn income from fees and not through commissions earned by selling financial products to their clients.