There are a number of little things you can do this year that together, can help you save a lot of money. Here are a few tips from financial guru Suze Orman:
1. Save 3 percent on your energy bill by lowering your thermostat by one degree.
2. Pick a $5 bill, a quarter or other bill or coin. Whenever you get that bill or coin throughout the year, put it in a jar. You'll probably not even miss the money and by the end of the year, you'll have accumulated a nice sum. You'll have even more if your spouse does the same.
3. Spend five minutes a day looking for online coupons. Google "printable grocery coupons" or "grocery coupons" and you'll discover a host of sites.
I'd like to add this to her tip: Sign up at the web site of any retailer, grocery store or restaurant you plan to go to. Many web sites have coupons that can be printed. In other cases, if you sign up on an e-mail list, you'll get coupons e-mailed to you. And sign up for birthday clubs. I rarely buy a kids meal because my children are signed up for so many birthday clubs. I get coupons for free food either mailed or e-mailed right to me.